Fairway's First Team News & Updates

From market forecasts to the latest tips to increasing your home’s value.

Should you get a free credit report?
Credit Repair

Should You Get a Free Credit Report?

If you’re looking to fulfill your dream of buying a home you’ll want to keep an eye on your credit history to make sure there are no errors on your credit report. So, should you take advantage of a free credit report offer? Yes, and no. Generally we don’t recommend that people participate in offers

What is Derogatory Credit?
Other

What is Derogatory Credit?

If you’re setting your sights on achieving your dream of owning a home, you will want to pay close attention to your credit history and credit score. One mark that potential home buyers may find on their credit report is “derogatory credit.” It is important to understand how your credit score is calculated, and to

mortgage-company
Other

5 Things to Think About Before Buying a Second Home

Especially in times like these it’s so good to have a change of scenery. The COVID-19 pandemic has left us all feeling cooped up. As a result, there has been an increase in sales of second homes, also called vacation homes. The opportunity to be able to stay safe in another location greatly appeals to

3 Tips to Improve Your Credit
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3 Super Easy Tips to Improve Your Credit

Unsure if you can get a mortgage? Let’s start with 3 super easy tips to improve your credit! You dream of owning your own home. Home ownership is one of the basic tenants of the American Dream. However, you’re unsure if you would qualify for a home mortgage loan. Maybe you made some credit mistakes

Creating community during COVID-19
Other

Creating Community During COVID-19

As the global pandemic COVID-19 swept the nation, Americans quickly had to adjust to a new way of doing things. From working to socializing to buying groceries, citizens everywhere have been called upon to help “flatten the curve” by staying at home. This has left many people feeling isolated and disconnected. Fortunately, creating community during

Fairway's First Team
Uncategorized

Fairway’s First Team – Covid-19 Response

At Fairway’s First Team we understand how uneasy this time is in our nation and our world. The crisis that COVID-19 has presented affects us all. We stand with you. For many, with mortgage rates at a low, now is a great time to refinance your current mortgage in order to secure lower overall payments

U.S. Housing Boom 2019
Market Conditions

The U.S. May be Witnessing its Biggest Housing Boom Yet

The property market has captured everyone’s imagination in recent times. This is because people connected with it are predicting the return of a housing boom in the U.S. Mortgage rates were reduced drastically in 2019. Additionally, homes have become more affordable, thanks to high-paying jobs and the availability of various other financial benefits. In fact,

Portland's Real Estate Market
Market Conditions

Is the Portland Housing Market At Risk?

Are Portland’s Real Estate Market Conditions At Risk? Interest Rates The July market condition numbers for the Portland area indicate that this remains a strong seller’s market. At the same time, mortgage interest rates continue to be very low, making it a great time to buy a house. With it being both a seller’s market

Increase Your Home Value - Image of a nice suburban house
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10 Inexpensive Ways to Increase Home Value

Are you getting ready to sell your home and want to increase its value without the cost of a full-blown remodel? There are many affordable ways to increase your home’s value without breaking the bank. Here are 10 cost-effective ways to increase home value and make your house more appealing to potential buyers.  1. Painting

Bring Your Own Puppy Party
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Bring Your Own Puppy Party!! August 15th @ 4:30pm

First Team at Fairway Independent Mortgage Supports The Pixie Project As part of our ongoing commitment to supporting local not-for-profit organizations, the Fairway Independent Mortgage First Team has organized a BYOP (Bring Your Own Pup) event in support of The Pixie Project. The “Yappy Hour” event will take place on Thursday, August 15 at 4:30

2016: Homeowners Net Worth Will Be 45x Greater Than A Renter
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Homeowners Net Worth Will Be 45x Greater Than A Renter

Every three years the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400). Read More: 016: Homeowner’s Net Worth Will Be 45x Greater Than

Craig Winters
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Client Testimonial

“I recently completed a home purchase with Craig Winters and Fairway Mortgage. I just wanted to write and say how incredibly pleasant and professional the entire process was. Craig went above and beyond on multiple occasions, including meeting with me on a Sunday. I have already recommend him to friends of mine and with absolutely