Mortgage Glossary Terms
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News from Fairway

How to Get Your Home Summer Ready
With days getting longer and brighter, it’s time to start thinking about spring cleaning – Namely, preparing your home for warmer weather and getting the interior and exterior summer ready. Early spring is the perfect time to start chipping away at these tasks, before the oppressive summer heat. Here are some things to consider around

How to Improve Your Credit Score
Your credit score is a key piece to getting approved for a mortgage. Along with your income and DTI (debt-to-income ratio), credit score is probably the most important thing that lenders look at. Your credit score is, ideally, a reflection of your reliability in making timely payments and paying back debts. That said, it can

Self-Employment Mortgage Criteria
How to Qualify for a Mortgage as a Self-Employed Worker or Business Owner Applying for a mortgage can feel especially daunting if you are self-employed, whether you’re a gig worker or run your own business with employees. While the self-employment mortgage criteria is the same (same income, credit, debt and down payment requirements), proving financial

5 Inexpensive Ways to Increase Your Home Value
Getting ready to sell your house? Studies show that big renovations are rarely necessary and oftentimes lose the seller money. Most of the big changes home buyers want to make, they will make themselves after purchase. Your job as a seller is to present a blank slate, allowing buyers to picture themselves and their own

Rising Mortgage Rates 2022
Rising Mortgage Rates 2022 Mortgage rates are influenced by a variety of factors but generally reflect the general economic conditions of the time. When the economy is better, people can afford to borrow more. Through the pandemic and unemployment concerns, mortgage rates have been at historic lows for the past two years. Going into 2022,