Document Checklist
Fairway offers a wide range of mortgage advice and options.
Photo Identification
You'll need to bring a photo ID to your closing, such as a state-issued driver's license or a federally-issued passport.
Marriage Certificate
If you and your spouse do not share a last name, it is a good idea to bring a copy of your marriage certificate to your closing, just in case.
Certified Funding
You will be notified of your closing costs ahead of time. You'll need to bring a certified check to cover these costs. It's always a good idea to bring a checkbook along as well, just in case there are unexpected closing costs.
Proof of Insurance
You are required to secure homeowners insurance before closing on your home. Be sure to bring the insurance certificate with you to your closing appointment.
Your Sales Contract
Bring a copy of any signed documents to the closing appointments. This includes the contract you have in place with the seller. That way if anything is missing, you'll be able to provide a copy of the information.
Divorce Agreement
In some states, if you are in the midst of a separation or a divorce that could affect your purchase of a home. Ask your lawyer if you need to bring any court order paperwork to the closing.